People are largely what we make them. A smile or pleasant look turns a cranky grouch into a cheerful cherub. A frown or serious look repels even an optimist. Author:
The habit of saving is in itself one of the most practical of all educations. It develops discipline, foresight, planning, industry, patience, thinking, and even intelligence. Author:
Two master keys to financial independence: 1. Pay yourself first. Spend only what you have left after saving, not before. 2. Never let your expenses grow as fast as your income. Author:
Resolve never to be poor. If you don’t spend less than you earn, you’ll always be slave. Poverty robs us of freedom, opportunity, peace of mind, self respect, respect of others. Its make most virtues difficult – some impossible. There are few sorrows money can’t lessen. Author:
Never make a budget to fits you wants. Trim you wants to fit your budget. A budget is more than a reminder. It’s a kind teacher and protector – a guardian of your future. Author:
If money is your hope for independence you will never have it. The only real security that a man can have in this world is a reserve of knowledge, experience, and ability. Author:Henry Ford
To become financially independent, pitch your goal of living a notch below your income. And never spend any money before you have it. Well arranged finances are a sure sign of well arranged mind. Author:
America’s greatest banker: In my 43 years of banking, I never knew of anyone who saved money on large income who didn’t get the habit on small one. Author:J. P. Morgan